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Key Facts

Poland

Map of Poland

Reception Date

28.06.19

Category

None

SERV

Ministries & Departments

Ministerstwo Sprawiedliwości,

Responsible Departments

Ministerstwo Przedsiębiorczości i Technologii,

Products & Services concerned

The draft Act will affect moneylending services supplied by electronic means, i.e. it may generate an increased interest in and popularity of loans granted in relations between interested natural persons without the use of a financial institution as an intermediary, including with the use of special web-portals. It should be noted that the draft Act may in practice affect moneylending services supplied by electronic means.

Related EU Law

-

Explanation

The draft Act contains technical provisions within the meaning of Directive 2015/1535 and must therefore be notified to the European Commission. It should be stressed that the consequences of the absence of such notification would be very serious for Poland and would include the inability of Polish administrative bodies and courts to lawfully apply the provisions of the future Act.

Summary

The draft Act amending certain acts in order to prevent usury (UD145), to the extent that it includes provisions subject to notification, provides for the supplementation of currently existing national regulations on usury prevention.

Notification Timeline

This timeline summarizes key events in the notification process

Law is drafted in Poland Poland notifies the draft law 28.06.19 Draft law returns to Poland Commenting Periode Ends 30.09.19 0 Member States & EC Responses 0 Detailed Opinions 0 Comments 2 External Stakeholders Responses

Notification Comparison

Track the evolution of this law — uncover the changes made from draft to final version based on input from the Commission, key organisations, and Member States.

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Commenting Organisations

This section lists all organisations that have submitted comments on this notification. Each entry includes the organisation’s name, the number of contributions made, and a link to view their comments. Explore the list to understand which stakeholders are actively engaging in the consultation process.
Organisation Comments Date Total Contributions
4finance Group S.A. Download 2019-08-29 1
Związek Przedsiębiorców i Pracodawców Download 2019-08-30 1
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Corporate Europe Observatory LogoCommenting Organisation Corporate Europe Observatory LogoNetwork Corporate Europe Observatory LogoNotified law
Information on shared memberships is based on the membership data provided in the EU transparency register.
See for example the Network of CEMBUREU (Affiliation & Member Organisations)