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For full details and official documents, visit the Commission’s site

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Key Facts

Poland

Map of Poland

Reception Date

27.12.21

Category

None

SERV

Ministries & Departments

Ministerstwo Sprawiedliwości,

Responsible Departments

Ministerstwo Rozwoju i Technologii,

Products & Services concerned

The draft Act will affect money-lending services supplied by electronic means, i.e. it may generate an increased interest in and popularity of loans granted in relations between interested individuals without the use of a financial institution as an intermediary, including via special web portals. It should be noted that the draft Act may, in practice, have legal impact on money-lending services supplied by electronic means.

Related EU Law

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Explanation

The draft Act contains technical provisions within the meaning of Directive 2015/1535 and must therefore be notified to the European Commission. It should be emphasized that failure to notify the European Commission would have serious ramifications for Poland and would include the legal inadmissibility of Polish administrative bodies and courts to apply the provisions of the future Act. The previous draft Act amending certain laws in order to prevent usury (UD286) was notified to the European Commission on 28 June 2019 under document number 2019/313/PL.

Summary

The draft Act on amending certain laws in order to prevent usury (UD286), in so far as it includes notifiable provisions, provides for supplementing the existing national legislation to combat usury.

Notification Timeline

This timeline summarizes key events in the notification process

Law is drafted in Poland Poland notifies the draft law 27.12.21 Draft law returns to Poland Commenting Periode Ends 28.03.22 1 Member States & EC Responses 0 Detailed Opinions 1 Comments 4 External Stakeholders Responses

Notification Comparison

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Commenting Organisations

This section lists all organisations that have submitted comments on this notification. Each entry includes the organisation’s name, the number of contributions made, and a link to view their comments. Explore the list to understand which stakeholders are actively engaging in the consultation process.
Organisation Comments Date Total Contributions
CRIF spa Download 2022-03-22 1
Polski Związek Instytucji Pożyczkowych (Polish Association of Loan Institutions) Download 2022-02-15 1
PONIP Download 2022-02-25 1
Zimny Doradcy Podatkowi Download 2022-03-09 1
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Corporate Europe Observatory LogoCommenting Organisation Corporate Europe Observatory LogoNetwork Corporate Europe Observatory LogoNotified law
Information on shared memberships is based on the membership data provided in the EU transparency register.
See for example the Network of CEMBUREU (Affiliation & Member Organisations)